Beta

Open Banking

DigiFI

Open Banking API accelerator for teams building financial products

A developer-first Open Banking API platform. Connect to banking rails, move money, verify identity, and issue cards — without building the underlying banking infrastructure yourself.

  • 9 API domains
  • 50+ endpoints
  • Interactive sandbox
  • Free to start
Start Building Contact Sales
9+
API Domains
50+
Endpoints
99.9%
Uptime SLA
<100ms
Avg Response

The Problem

Banking rails take quarters, not sprints

Shipping a product that touches money means bank connections, payment rails, KYC, card issuing, and the compliance work under all of it. Most teams spend their first two quarters building none of the thing they set out to build.

Before

A separate integration per bank, per rail, per vendor — each with its own auth, formats, and failure modes.

After

One RESTful suite across nine domains, one token, one set of response formats, and a sandbox to prove it first.

API Suite

Nine domains, one integration

Fifty-plus documented endpoints covering the full spectrum of banking operations.

Account Information

Balances, transaction history, account details with filtering and pagination.

Payment Initiation

Single, bulk, and scheduled payments, domestic and cross-border, with real-time status tracking.

Fund Confirmation

Real-time fund availability checks before initiating a payment, to cut failed transactions.

Identity Verification

KYC-compliant identity verification integrated with banking systems.

Card Issuance & Management

Virtual and physical card provisioning, controls, limits, and notifications.

Notifications

Multi-channel delivery (email, SMS, push) for transaction events.

Authentication & Authorization

Token-based auth, client credentials, session management, per-app access.

Open Data

Public banking data: branch locations, ATM networks, product catalogs, and exchange rates.

Customer Support

Programmatic ticketing, FAQ search, and customer communication APIs.

Developer Experience

Read the response, not the manual

Predictable REST endpoints with consistent response formats, full OpenAPI 3.0 documentation, and an interactive sandbox for testing before you go live.

Initiate a payment

POST /api/v1/payments/single

{
  "fromAccount": "1234567890",
  "toAccount":   "0987654321",
  "amount":      "2500.00",
  "currency":    "USD"
}

// 200 OK
{
  "transactionId":  "txn_8f3a...",
  "paymentStatus":  "COMPLETED"
}

A sample of the surface

  • GET/api/v1/accounts/Retrieve all accounts
  • POST/api/v1/payments/singleInitiate single payment
  • POST/api/v1/payments/bulkInitiate bulk payment
  • POST/api/v1/fund-confirmation/Check fund availability
  • GET/api/v1/identity/verifyVerify user identity
  • POST/api/v1/auth/loginAuthenticate and get a token

Register a partner account and an app, collect a Client ID and pre-loaded test accounts, then build against the sandbox — no contract to start.

Use Cases

What teams build on it

Six patterns account for most of what runs on DigiFI today.

Neobanks & Digital Wallets

Launch full-featured digital banking — accounts, payments, and card controls — in weeks rather than quarters.

E-Commerce & Marketplaces

Embed payments, fund verification, and instant payouts into checkout and seller flows.

Personal Finance Tools

Build budgeting and planning products on real-time account data and transaction categorization.

Lending & Credit Platforms

Assess borrower eligibility through identity verification and account data aggregation.

Payroll & Disbursements

Automate salary runs and bulk disbursements at any scale, with per-payment status tracking.

Banking-as-a-Service

Embed banking capabilities into any platform under your own white-label brand.

Security & Compliance

Built for the audit, not just the demo

TLS Encryption

All traffic encrypted over HTTPS, with optional two-way TLS for partners that require it.

Token Auth

Token-based authentication with configurable expiry, scoped per application.

RBAC Controls

Data is scoped to the authenticated user, so one partner's records stay isolated from another's.

Compliance Ready

Built for Open Banking regulatory compliance, with audit trails on every call.

Pricing

Start free, scale as you grow

Usage-based tiers. The sandbox is free forever and needs no card; Enterprise adds unlimited calls, a custom SLA, and an on-premise option.

Sandbox

$0

Free forever

  • Full API access
  • 1,000 calls/month
  • Test data included
  • Interactive sandbox
  • Community support
Start Free
Most Popular

Production

$49/mo

For live applications

  • 50,000 calls/month
  • 100 accounts, 10 apps
  • Scheduled & bulk payments
  • Card management
  • Priority support
Get Started

Enterprise

$199/mo

Unlimited scale

  • Unlimited API calls
  • Unlimited accounts & apps
  • All features included
  • Custom SLA
  • 24/7 dedicated support
Contact Sales

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Ready to build with DigiFI?

Register a partner account, get a Client ID and pre-loaded test data, and make your first call today.

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