Preview

Impact Banking

Launch your own digital bank in weeks. Turnkey Banking-as-a-Service for Philippine financial institutions serving underserved communities.

Banking Channels

3 weeks

Avg Deployment

24/7

Availability

BSP

Aligned

Platform Features

Community banking through SMS, web, and API — under your own brand

Deploy with your own logo, colors, domain, and full subdomain isolation. End-users see your brand.

SMS commands for basic phones, responsive web portal, and REST API for integrations.

Compound interest, tiered rates, time deposits, and goal-based savings — all configurable per tenant.

Deploy cash-in/cash-out agents at retail locations with float management and commission tracking.

BSP-aligned 4-level KYC with Philippine ID verification, transaction limits, and audit trails.

Agent performance, community health scores, transaction volumes, and system metrics dashboard.

Schema-level data isolation, independent branding, per-tenant feature flags, and dedicated subdomains.

Built-in BSP compliance with atomic audit trails and automated regulatory reporting.

Extend digital branch capabilities. Depositors check balances and send money from basic phones.

Convert member stores into banking touchpoints with automated float settlement.

Streamline compliance and reporting with built-in KYC levels and audit trails.

Enable cash-in/cash-out at sari-sari stores, pharmacies, and retail locations.

Impact Banking is tailored to your institution's needs. Contact our team for a custom quote, dedicated support, and deployment plan.

Includes dedicated Customer Success Manager, custom SLA, white-label deployment, and ongoing support.

Contact Sales

experts@pocketpass.app

Serve your community through SMS, web, and API — under your own brand.